Welcome to First State Bank

Thank you for visiting us.  I hope that you will find our website to be both informative and easy to use.  While visiting us online may not be the same as visiting us in person, you will be able to learn a little more about First State Bank from the information within this site.  We look forward to having an opportunity to meet you and fulfill your financial needs.  First State Bank has served the citizens of Wise County since 1896.  Please give us a call or stop by any of our four convenient locations.

Steve Holt

President and Chief Executive Officer

Relationships Are Our Tradition

About Us

First State Bank is Wise County’s oldest locally owned and operated community bank.  Our employees and their families have called Wise County home for generations.  We strive to meet the needs of our customers with a commitment to personalized service.

The First State Bank of Chico was founded in 1896 by R. Lee Morris with a single location on the square in Chico, Texas.  The Bank operated as a private bank until 1958, at which time it was incorporated as First State Bank.  We have operated continuously since inception, weathering the Great Depression and the banking crisis of the 80’s.  Today, First State Bank proudly serves our customers with locations in Chico, Bridgeport, Runaway Bay and Paradise.

Our mission is to exhibit integrity and professionalism and provide the highest quality financial services to consumers and businesses.  These goals are to be met with a commitment to exercising prudent banking practices that result in the bank being operated in a safe and sound manner.