First Capital
Requirements:
- Minimum balance to open $10,000
- No more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card or other similar transactions from account per month or statement cycle
Benefits:
- Interest rates comparable to money market funds*
- Interest on savings when you maintain a $10,000 balance in your savings account each day*
- Interest compounded and credited monthly*
- Free online banking
Rate Tiers:
- No 1 …………… $10,000 to 24,999.99
- No 2 …………… $25,000 to 49,999.99
- No 3 …………… $50,000 to 249,999.99
- No 4 …………… $250,000 to 899,999.99
- No 5 …………… $900,000 or more
Fees:
- If your balance falls below $10,000 on any day during the statement cycle, your account will be subject to a $15 service charge for that statement cycle.
- An excessive item charge of $5 will be assessed for each debit transaction (withdrawal, check paid, automatic or transfer or payment) in excess of six (6) per month or statement cycle.