- Minimum balance to open – $100
- Minimum balance to open requirement waived for minors under age 18
- No more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card or other similar transactions from account per month or statement cycle
- Interest compounded and credited monthly*
- Free online banking
- A service charge of $3.33 will be imposed every statement cycle if the balance of the account falls below $100 any day of the cycle. (No minimum balance for minors under age 18) (Upon request, the service charge will be waived for full time students)
- An excessive item charge of $4 will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of six (6) per each month or statement cycle.