Check out our diverse checking and savings options.

Freedom Checking

Requirements: Minimum balance to open $1.00 Benefits: No monthly service charge fee No minimum balance requirements Free Online Banking First State Bank will refund up to $30.00 per statement cycle for ATM charges when you turn in your original ATM withdrawal receipt within 30 days of the charge, at any one of our four (4)…

Advantage Checking

Opening Requirements: You must deposit $1.00 to open this account. Fees: If you do not meet the monthly¬†Advantage Checking qualification requirements detailed below, your account will be subject¬†to a $7.00 service charge for that statement cycle. General Account Benefits*: Earn interest on your checking account * Free Online Banking Free Bill Pay Account Benefits* when…

Interest Checking

Requirements: Minimum balance to open- $1,000 Benefits: Interest on checking with no minimum balance* Interest compunded and credited monthly* Free Online Banking Fees: If your balance falls below $1,000 on any day in a statement cycle, your account will be subject to a $10 service charge for that statement cycle. *See a New Account Representative…

First Capital

Requirements: Minimum balance to open $10,000 No more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card or other similar transactions from account per month or statement cycle Benefits: Interest rates comparable to money market funds* Interest on savings when you maintain a $10,000 balance in your savings account each day*…

Money Market

Requirements: Minimum balance to open – $1,500 No more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card or other similar transactions from account per month or statement cycle Benefits: Interest compounded and credited monthly* Interest on savings when you maintain a $1,500 balance in your savings account each day* Free…

Savings Account

Requirements: Minimum balance to open – $100 Minimum balance to open requirement waived for minors under age 18 No more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card or other similar transactions from account per month or statement cycle Benefits: Interest compounded and credited monthly* Free online banking Fees: A…